I’m a recent convert to Xero online accounting. Life is simpler and easier with Xero than it ever was with Quickbooks and the other accounting packages I’ve used over the years*.
Now my business finances are under control, I’d like to do the same with my personal finances. I’ve three bank accounts, a mortgage and Kiwisaver plus three other superannuation accounts. There are insurance policies and other financial matters that I’d like to manage from one app.
I tried GnuCash, but found it incomprehensible and difficult.
Mint looks interesting, but it is too American.
New Zealand’s PocketSmith is a wonderful application. I tried the beta during the product’s early days and was impressed by its ability to forecast finances is impressive. While PocketSmith is a great financial planning tool, it doesn’t deliver what I needed to manage my money.
So, what I am I missing and do you agree with my six paragraph summary of the personal financial software landscape?
*Along the way I’ve sampled Quicken Home and Business, Accpac Simply Accounting, MYOB and Sage.